Tbilisi (GBC) - The share of banks in lending has increased. According to the updated report of Creditinfo, as of May 1, the balance on bank loans has increased to 63 billion GEL (L/Y – 43 million).

For the reporting period, the bank's borrowers are up to 1.620 million citizens of the country. The customer base is narrowing. The growth rate is slowing down. Since the same period last year (01.05.024), the number of borrowers has not increased by even 30,000. According to the latest regulations, the category of those with incomes of up to 1,500 - 2,000 GEL has less access to loans. By 01.05.2023, it was more, exceeding 1, 620 million.

As you know, up to 10 million GEL of loans are processed in the Creditinfo database. Of the loans issued by the bank, as of 01.05.2025, more than 147,400 loans from 83,000 borrowers are overdue for up to 3 years. The total balance is 1.7 billion GEL. As of 01.05.2024, the debt was less - 1.4 billion GEL. The number of problem borrowers is higher, up to 100,000 (up to 160,000 individual loans).

In total, in the Creditinfo database, there are up to 2 million (1,994,818) records of active borrowers (MFOs, Loan Issuing Entities, Microbanks...). (L/m – 1,994,077).

Banks' investments account for 93.75% (₾63 billion) of the total portfolio (up to 67.2 billion GEL).

The ratio has increased (01.05.2024 – 91.5%).