Tbilisi (GBC) - The volume of loans issued by commercial banks (excluding interbank loans) in November 2025 increased by 944.67 milion GEL or by 1.39% compared to the previous month (exchange rate effect excluded, increased by 1.62%) and constituted 68.97 billion GEL by the end of November 2025, - according to the report published by the National bank of Georgia (NBG).

The YoY growth rate of loans, excluding exchange rate effect, was 13.75%. The volume of loans in national currency increased by 652.59 milion GEL (1.65%) and the volume of loans in foreign currency increased by 292.08 milion GEL or by 1.02% in the same period (exchange rate effect excluded, increased by 1.58%).

By the end of November 2025, the total volume of national currency denominated loans to resident legal entities issued by commercial banks amounted to 11.04 billion GEL (2.05% more compared to the previous month), and foreign currency denominated loans constituted 19.35 billion GEL (1.40% more; exchange rate effect excluded volume of lending in foreign currency increased by 1.96 %).

During November 2025, the volume of lending to resident household sector increased by 1.25% or 444.53 milion GEL, and constituted 35.97 billion GEL by the end of November 2025.

Larization ratio for total loans constituted 58.18% by the end of November 2025 and increased by 0.151 percentage point (exchange rate effect excluded, increased by 0.02 percentage point), compared to the end of October 2025.